You can see the full list of lenders below, but we recommend you start here, and check rates from the top 4 national lenders offering the lowest interest rates.
If there is an origination fee, you need to make sure that it is worth paying.If you plan on paying off your loan very quickly, then you may not want to pay a fee.Once you refinance, you may lose flexible Federal payment options that can help you if you genuinely can’t afford the payments you have today.Check the Federal loan repayment estimator to make sure you see all the Federal options you have right now.Don’t refinance Federal loans unless you are very comfortable with your ability to repay.
Think hard about the chances you won’t be able to make payments for a few months.
You should consult with your own financial advisor before making any major financial decisions, including investments or changes to your portfolio, and a qualified legal professional before executing any legal documents or taking any legal action.
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Instead, you should look at options to avoid a default on student loan debt.
This is particularly important if you have Federal loans.
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